You find one day that you get charged for purchases you didn’t do, the bill inform you that you have used your credit card numbers what means your password also has been stolen. So fraudulent individuals or corporations are handling
In most part of the globe, the issue on identity theft is a rapid growing offense. In United States, a study was conducted last 2004 revealing how serious the situation of the crime is. The Federal Trade Commission recently concluded that almost 9.1 million individuals are victims of identity theft crimes.
How to prevent credit card identity theft from happening?
In order to prevent this kind of scenario, here are some important insights and safety tips about identity theft.
1• Leaving the receipt or pay slip on any ATM station or gas pumps is not a good habit. Be observant with details. Always make sure to lock and sort out files for bills, and bank account receipts. Before throwing those things away make sure to shred them first. Bits and pieces of information can be used by a seasoned identity thief.
2• In a current investigation done by the FBI, 30 percent of the victims admitted that they had been a victim of identity theft by a co-worker or a friend. In this case, be very wary of the people around you. Don’t just trust any bank documents to anyone else. Most of the suspects know the pattern and lifestyles of their victims
3• Do not forget to get a copy of credit reports and statements. Get it from a reliable source like credit banking and bureaus.
4• Choose out of the mailing list. The bank mailing list must come from the contacts of credit bureaus. As much as possible, call the bank registry office. This office can give an idea which mailing list is safe from identity theft.
5• Never write down the security card number on the check. Many individuals can read it and can use it against the account. Do not also put the security card number in the wallet. It must be kept on a secured area for privacy.
6• Another thing is, never print the bank account number on any documents, like for example a driver’s license.
7• Delete any spam email messages that requires an account number. It can be a fraud strategy top get vital information from you. And also, stop other credit card offers from the internet. There are some hackers that can corrupt the bank notifications. Installing firewall and anti spyware software can also help. These softwares can protect the password of the computer and other personal data sheets.
8• When getting a new batch of checks, it is important to get first the initial printed name instead of the whole name. It is also important to get the check from designated bank purchaser office.
9• The password account must be private. The pin number must not be carried inside the wallet. Any personal information should not be given over the phone.
As an advice, if an individual feels that he is a victim of an identity theft, it is appropriate to contact the nearest Justice Department. If not, a bank office can also help in that particular situation. Remember, in every action, taking extra care and getting help from the appropriate agencies is the safest thing to do.
I trust that you have found this article informative and helpful. Your comments are welcome.
Tedd McRibson
Monday, January 19, 2009
Sunday, January 18, 2009
How to Stop Being a Victim of Online Identity Theft? – Part 1
You conduct your business on the Internet. You fill many forms every day with your personal data: username, password, online bank email, home address, phone number... You have used your credit card to purchase from an online merchant. You are exposed to become an identity theft victim.
Many innocent preys of the identity thieves have lost their identities.
As we know, knowledge is the best weapon against becoming the next victim of online identity theft. Just follow some simple tips that I will give you:
1. Use secure servers
When surfing the Internet, make sure you are on a secure or encrypted server. That way, when a hacker or ID thief tries to find you and your computer’s location, they cannot locate you as your ISP and URL are encrypted, or coded as unreadable characters, by your server. Secure servers will filter fraud websites and spam mails before you can access them.
2. Don’t reply to spoofed e–mails
Spoofed mails are e–mails sent to you by certain e–mail accounts, asking for your details, or telling you to reply to their e–mail to do something like verify the details of your credit card account, online account, etc.
These e–mail accounts pose as banks, credit card companies, retailing websites like eBay, PayPal etc., and send you emails telling you to give them your information to get or verify something.
NEVER REPLY TO SPOOF E–MAILS! Remember: Banks, credit card companies, and other companies never ask their client to send their details over the Internet just for verification or claiming a prize or confirming your entry into a raffle draw you have never joined.
3. Don’t open files sent by unknown sources
If someone you have never known sends you a file over the Internet, usually through an instant messenger, or as an attachment in an e–mail, DO NOT OPEN IT!
The file may contain viruses and spying software that will steal your personal information that is in your computer. Besides, opening the file may cause serious damage to your computer even kill it; you'll be obliged to buy a new one.!
4. Properly log into your sensitive accounts
Always log on to your sensitive accounts by opening a new browser and typing the actual URL directly into the address bar. This will help you verify if the URL of the sender of an email is really the website it claims to be.
5. Use disposable e-mail accounts
Whenever you want to join a newsgroup, subscribe to mailing lists, or make online purchases, always use a disposable, free email account.
That way, you can always delete that account if you suspect ID theft. Always keep your business account for business and personal communications.
6. Disguise your online ID
Never use domain names and identities that will give out who you are. For example, if you are Teddy Atlant, do not use teddyatlant@mail.com or tedatlant as your email address and username respectively, especially when dealing with website you do not know.
7. Use leveled and strong passwords
Always have different passwords for your accounts. A password should be different for your personal account, business account, and disposable account.
Never use sequential passwords like password1, password2, password3 etc. that will easily allow others to access your accounts.
Make sure your passwords will be very difficult to guess. Use a combo of letters, numbers, and characters that only you can remember. Never write down a copy of your password. If you must, make sure you keep it in a safe place.
8. Regularly change passwords
Always change your passwords after a short period, let us say, one month. Regularly changing passwords makes if very difficult to access your accounts. It also helps stimulate your memory and creative side.
9. Use credit cards for online purchases
Credit cards are more secure than debit cards due to the security system being used by credit card companies. Besides, disputing fraudulent chargers is easier than recovering funds already spent. Also, use ONLY ONE CREDIT CARD for online purchases.
10. Always check a company’s privacy policy
Whenever you are going to transact business with a company, make sure to check its privacy policy.
Also, make sure to click the logos of the consumer groups posted on their website to make sure that the safety authentication is authentic. Make sure you also know the real online consumer welfare groups before transacting with companies.
11. Always use a secure site when submitting data
Make sure the URL of the site has https:// at the beginning, or has a padlock icon at the address bar before submitting sensitive data.
12. Security Software for your PC
Always make sure that you get the latest security patches for your operating system and internet browser: allow online update.
Also, update your virus databases, and install advertisement and pop–up blockers that will disallow pop–ups from certain websites from appearing on your screen.
I hope that you’ve found this article informative and helpful. I welcome your comments with thanks.
Tedd McRibson
Many innocent preys of the identity thieves have lost their identities.
As we know, knowledge is the best weapon against becoming the next victim of online identity theft. Just follow some simple tips that I will give you:
1. Use secure servers
When surfing the Internet, make sure you are on a secure or encrypted server. That way, when a hacker or ID thief tries to find you and your computer’s location, they cannot locate you as your ISP and URL are encrypted, or coded as unreadable characters, by your server. Secure servers will filter fraud websites and spam mails before you can access them.
2. Don’t reply to spoofed e–mails
Spoofed mails are e–mails sent to you by certain e–mail accounts, asking for your details, or telling you to reply to their e–mail to do something like verify the details of your credit card account, online account, etc.
These e–mail accounts pose as banks, credit card companies, retailing websites like eBay, PayPal etc., and send you emails telling you to give them your information to get or verify something.
NEVER REPLY TO SPOOF E–MAILS! Remember: Banks, credit card companies, and other companies never ask their client to send their details over the Internet just for verification or claiming a prize or confirming your entry into a raffle draw you have never joined.
3. Don’t open files sent by unknown sources
If someone you have never known sends you a file over the Internet, usually through an instant messenger, or as an attachment in an e–mail, DO NOT OPEN IT!
The file may contain viruses and spying software that will steal your personal information that is in your computer. Besides, opening the file may cause serious damage to your computer even kill it; you'll be obliged to buy a new one.!
4. Properly log into your sensitive accounts
Always log on to your sensitive accounts by opening a new browser and typing the actual URL directly into the address bar. This will help you verify if the URL of the sender of an email is really the website it claims to be.
5. Use disposable e-mail accounts
Whenever you want to join a newsgroup, subscribe to mailing lists, or make online purchases, always use a disposable, free email account.
That way, you can always delete that account if you suspect ID theft. Always keep your business account for business and personal communications.
6. Disguise your online ID
Never use domain names and identities that will give out who you are. For example, if you are Teddy Atlant, do not use teddyatlant@mail.com or tedatlant as your email address and username respectively, especially when dealing with website you do not know.
7. Use leveled and strong passwords
Always have different passwords for your accounts. A password should be different for your personal account, business account, and disposable account.
Never use sequential passwords like password1, password2, password3 etc. that will easily allow others to access your accounts.
Make sure your passwords will be very difficult to guess. Use a combo of letters, numbers, and characters that only you can remember. Never write down a copy of your password. If you must, make sure you keep it in a safe place.
8. Regularly change passwords
Always change your passwords after a short period, let us say, one month. Regularly changing passwords makes if very difficult to access your accounts. It also helps stimulate your memory and creative side.
9. Use credit cards for online purchases
Credit cards are more secure than debit cards due to the security system being used by credit card companies. Besides, disputing fraudulent chargers is easier than recovering funds already spent. Also, use ONLY ONE CREDIT CARD for online purchases.
10. Always check a company’s privacy policy
Whenever you are going to transact business with a company, make sure to check its privacy policy.
Also, make sure to click the logos of the consumer groups posted on their website to make sure that the safety authentication is authentic. Make sure you also know the real online consumer welfare groups before transacting with companies.
11. Always use a secure site when submitting data
Make sure the URL of the site has https:// at the beginning, or has a padlock icon at the address bar before submitting sensitive data.
12. Security Software for your PC
Always make sure that you get the latest security patches for your operating system and internet browser: allow online update.
Also, update your virus databases, and install advertisement and pop–up blockers that will disallow pop–ups from certain websites from appearing on your screen.
I hope that you’ve found this article informative and helpful. I welcome your comments with thanks.
Tedd McRibson
Friday, January 16, 2009
Make Money Blogging Steps!
More and more “Money Blogging” becomes the best way to make money for an online entrepreneur. If you have joined the current and if your revenue is not the same one you are looking for I would like to convince you that you are not alone in the wagon. It seems that the bad result from your invested efforts is due to not always good practices.
To overcome these gaps and join the profitable blogging community, it recommends following these FOUR steps:
Build Your BLOG
Among the number of blogging platforms you would take one which reflects your personality since you set up the blog to become an expert or an authority in your domain. The next point is that your platform must sweet with your blog topic. First of all you need to take care of selecting, installing and configuring your blog software. You have to pay a big attention to the software customization and the layout which can take you some time and request a big effort from you so that your visitors feel comfortable scrolling your blog. You must invite the readers’ comments to share information and arrange your layout for this goal.
Since you are profit blogging, your blog should be well optimized for the search engines so that they bring you visitors interested in your subject as easy as possible. You use widgets or plug-in's offered by the blogging software that will enhance the ranking and the visibility of your blog on the internet.
Drive Targeted Traffic
There are many ways to drive traffic but you will drive targeted traffic to have the visitors who will find the solution of their problems on your blog and easily place an order from your vendor links in view to make you commissions. Forums posts, social network sites will give you some complementary way to receive more traffic. The actual strategy is “Article Marketing” around your niche which will put your blog in front of many directories with the possibility of good back links.
Enhance Your Environment.
Your blog is a living object which needs maintenance and development to achieve your earning goals even if your blog is set-up on a topic of an enthusiast interest. You bring up-to-date news and information for your readers. You look at around to find out the new blogging techniques to a better blog.
Best Schedule of Your Posts.
Blog means fresh content if possible, post every day. This is the biggest difficulty for every blogger particularly for the beginner who arrives full with earning dreams not for article writing exercises. Because of the Search engines crawling procedures they well rank the blogs with fresh contents. Also your readers will keep returning to see what 'new' on your blog.
To keep alive your readers’ requirements you need to make your posts interesting, innovative, revealing, informative and even entertaining. The blogger is said a reporter so you will do some research surrounding your niche to find out the subjects of your daily post. So your blog will drive eager readers for your every day post content.
Whatever your aim when you have joined the blogging community, make money or expose your ideas, you will be on the road of a successful blogger if you give a try to the above stated FOUR steps.
Tedd McRibson is Internet entrepreneur promoting the best business opportunities.For additional online opportunities visit: Here
To overcome these gaps and join the profitable blogging community, it recommends following these FOUR steps:
Build Your BLOG
Among the number of blogging platforms you would take one which reflects your personality since you set up the blog to become an expert or an authority in your domain. The next point is that your platform must sweet with your blog topic. First of all you need to take care of selecting, installing and configuring your blog software. You have to pay a big attention to the software customization and the layout which can take you some time and request a big effort from you so that your visitors feel comfortable scrolling your blog. You must invite the readers’ comments to share information and arrange your layout for this goal.
Since you are profit blogging, your blog should be well optimized for the search engines so that they bring you visitors interested in your subject as easy as possible. You use widgets or plug-in's offered by the blogging software that will enhance the ranking and the visibility of your blog on the internet.
Drive Targeted Traffic
There are many ways to drive traffic but you will drive targeted traffic to have the visitors who will find the solution of their problems on your blog and easily place an order from your vendor links in view to make you commissions. Forums posts, social network sites will give you some complementary way to receive more traffic. The actual strategy is “Article Marketing” around your niche which will put your blog in front of many directories with the possibility of good back links.
Enhance Your Environment.
Your blog is a living object which needs maintenance and development to achieve your earning goals even if your blog is set-up on a topic of an enthusiast interest. You bring up-to-date news and information for your readers. You look at around to find out the new blogging techniques to a better blog.
Best Schedule of Your Posts.
Blog means fresh content if possible, post every day. This is the biggest difficulty for every blogger particularly for the beginner who arrives full with earning dreams not for article writing exercises. Because of the Search engines crawling procedures they well rank the blogs with fresh contents. Also your readers will keep returning to see what 'new' on your blog.
To keep alive your readers’ requirements you need to make your posts interesting, innovative, revealing, informative and even entertaining. The blogger is said a reporter so you will do some research surrounding your niche to find out the subjects of your daily post. So your blog will drive eager readers for your every day post content.
Whatever your aim when you have joined the blogging community, make money or expose your ideas, you will be on the road of a successful blogger if you give a try to the above stated FOUR steps.
Tedd McRibson is Internet entrepreneur promoting the best business opportunities.For additional online opportunities visit: Here
Friday, January 9, 2009
Firepow, the Latest Money Blogging Software
Every online entrepreneur uses blogs now and wants to monetize them for complementary or principal online income..
To handle all their blogs it is become very useful to use a blogging software. Among many opportunities available for the blogger, Firepow is the latest one which can help you to achieve your goals.
To become a successful blogger you have to follow the next steps:
1. Generate quality contents that target your right market,
2. Optimize your blogs for the search engines
3. Funnel your visitors through your money pages.
4. Use the known techniques to drive traffic to the blogs like search engines, social networks, articles, linking building, network sites, trackbacks, rss feeds and more.
As Wordpress is the most common blogging platform Firepow integrates Wordpress with many plug-ins to make blogging easier for you to manage.
The software brings you ready made to use high quality, highly customized professional blogs templates with a few clicks of your mouse. You manage all your blogs from a single control panel. Just after logging in you can access to all your blogs even you have a few or hundreds of them.
The sofware informs you when you need to make a new post. You click on Add/Click content to add new contents to your blogs.
You can now promote your blogs through RSS Submission, Social Bookmarking and Yahoo Answer! Firepow handle the entire process.
Firepow is easy to deliver your SEO stats of your blogs.
With Firepow it’s possible to make 4 and 5 figures per month as many people already put it as their earning business tool. There’s literally nothing else like Firepow on the market today.
This might just be the kick you've been waiting for to take your online income to that next level. It’s time now to stop reading, click the link and check it out now:
Get Firepow Here Now!>
Tedd McRibson, is an online entrepreneur promoting the best reliable earning business opportunities. Thanks for Comments.
To handle all their blogs it is become very useful to use a blogging software. Among many opportunities available for the blogger, Firepow is the latest one which can help you to achieve your goals.
To become a successful blogger you have to follow the next steps:
1. Generate quality contents that target your right market,
2. Optimize your blogs for the search engines
3. Funnel your visitors through your money pages.
4. Use the known techniques to drive traffic to the blogs like search engines, social networks, articles, linking building, network sites, trackbacks, rss feeds and more.
As Wordpress is the most common blogging platform Firepow integrates Wordpress with many plug-ins to make blogging easier for you to manage.
The software brings you ready made to use high quality, highly customized professional blogs templates with a few clicks of your mouse. You manage all your blogs from a single control panel. Just after logging in you can access to all your blogs even you have a few or hundreds of them.
The sofware informs you when you need to make a new post. You click on Add/Click content to add new contents to your blogs.
You can now promote your blogs through RSS Submission, Social Bookmarking and Yahoo Answer! Firepow handle the entire process.
Firepow is easy to deliver your SEO stats of your blogs.
With Firepow it’s possible to make 4 and 5 figures per month as many people already put it as their earning business tool. There’s literally nothing else like Firepow on the market today.
This might just be the kick you've been waiting for to take your online income to that next level. It’s time now to stop reading, click the link and check it out now:
Get Firepow Here Now!>
Tedd McRibson, is an online entrepreneur promoting the best reliable earning business opportunities. Thanks for Comments.
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